Msg: 5728 *Conference*

03-28-95 13:08:40

From: COMET _

To : RICHARD HANSON

Subj: CREDIT

Well, Richard... I have APPLIED for a credit card. Both at Department Stores
and also in response to Direct Mail.  I have never been approved.  The reason 
given is always "insufficient credit history".  I even spoke to a credit
investigator, after the last time I applied.  :9
 
Unlike you, I don't own an automobile.  I've never owned a "motor vehicle", in
fact.  [Never wanted to. I *do* have a valid California driver's license,
though.  And a checking/savings/debit account with Bank of America.
 
Of course, I *do* have credit; I can call my florist in San Jose, and have her
send flowers anywhere, and she'll send me the bill.  :)  And also my phone,
PG&E, water, and waste disposal bills have been paid regularly.
 
Most of my income goes to charity--I'd guess that I've given away in my life
over $100,000.00.  :)  Supporting homeless girlfriends and giving money to
other needy friends.
 
I enjoy my life, and I spend my time/energy/money where I wish.  :)  Making
happy situations for me and my lovers.  :)
 
I'm not interested in managing my finances better, Richard.  I am passionately
living my life and doing what I feel is right.  I enjoy communicating with my
friends, and I look forward to hearing more from YOU.  :)  Perhaps you can
interest me in money--my attitude has just been to throw money to Uncle Sam at
tax time, and give money to those who seem to need it more than I do.
 
My job currently gives me more money than I need for my rent and utilities and
food.  This year, I've been spending more money on MySelf--last year, in
October, I had a painful breakup with my ex-girlfriend (costly too), so I'm
spending money where "I'll have something to *show* for it."
 
I bought a couple bits of jewelry, and have attended three "Sex, Love, and
Intimacy" workshops at Harbin Hot Springs (in Lake County) by the Human
Awareness Institute.  [I carpooled. Right now, my bank balance is somewhat less
than nothing...  I'll have to watch my spending.
 
I get a paycheck every fortnight, and the first one gets spent on rent; the
other one covers the rest of my bills and any other frippery.  :9
 
I guess with PCLD that your cash is spent on that business venture.  Either
that, or you're rich as Croesus!  ;O